Direct Business Lender ◆ Polk City, Florida

Capital That Works
As Hard As You Do.

TD Investments FL delivers fast, flexible business funding to Florida entrepreneurs — from working capital to equipment financing. Real decisions from real people who know this state.

24hr
Approval Speed
$50M+
Funded
500+
Businesses Served

Business Funding
Built for Florida

Whether you need working capital, equipment, or growth financing, we have a solution structured around your revenue — not rigid credit box requirements.

Working Capital Loans

Flexible short-term funding for daily operations, payroll, inventory, and cash flow gaps. Get capital moving in as little as 24 hours.

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Equipment Financing

Acquire or upgrade the machinery, vehicles, and technology your business needs — without draining operational cash flow.

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Revenue-Based Financing

Repay as a percentage of your daily revenue. Flexible, seasonal-friendly funding tied to how your business actually performs.

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Business Term Loans

Structured term loans with fixed repayment schedules for expansion, renovation, acquisitions, and longer-horizon investments.

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Business Line of Credit

Draw what you need, when you need it. A revolving credit facility that puts you in control of your borrowing and repayment timing.

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Invoice Financing

Unlock the cash tied up in outstanding invoices. Stop waiting 30–90 days for clients to pay — get your money now.

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The Heartland Advantage

We're not a distant algorithm. We're a Florida-based direct lender making real credit decisions for real businesses.

Fast Decisions

Pre-qualification in minutes. Funding decisions within 24 hours. No weeks-long wait for an answer.

Direct Lender

We fund from our own capital. No brokers, no middlemen, no conflicting interests between you and your money.

Flexible Terms

Repayment structures built around your business cycle — daily, weekly, or monthly options available.

Florida Roots

Based in Polk City, we understand Florida's business environment, seasons, and the communities we serve.

Funding in Three Steps

We've eliminated the friction. Getting business capital should be straightforward.

1

Apply Online

Complete our simple application in minutes. Basic business information — no lengthy paperwork to start.

2

Get Your Decision

A real person reviews your application. You receive a clear, honest decision — often within the same business day.

3

Receive Funding

Once approved and documents signed, funds are deposited directly to your business bank account — fast.

Start Your Application

Ready to Fuel Your Business?

Join hundreds of Florida businesses that have found their financial footing with TD Investments FL LLC.

Apply Now — It's Free

Florida Businesses
Moving Forward

★★★★★

"TD Investments came through when my bank said no. I had working capital in my account within two days of applying. Couldn't have made payroll without them."

Marcus R.
General Contractor, Lakeland, FL
★★★★★

"The revenue-based financing was exactly what my seasonal business needed. Payments go up when business is good and ease off in slower months. Real flexibility."

Carla T.
Retail Owner, Winter Haven, FL
★★★★★

"I needed new equipment fast. TD Investments financed the entire purchase without requiring perfect credit history. Professional, fast, and genuinely helpful."

James O.
Landscaping Business, Bartow, FL